I used to be the kind of traveler who skipped travel insurance. I figured, “What’s the worst that could happen?”—until I became a travel advisor and saw firsthand how one unexpected mishap can turn a dream trip into a financial disaster.

Lost luggage, medical emergencies, canceled flights—it happens more often than you think. And without the right coverage, you could be stuck paying thousands out-of-pocket. That’s why travel insurance isn’t just an extra—it’s a necessity.

Let’s break down why you need it, how credit card coverage may not be enough, and how to get the best protection before your next trip.

Why Travel Insurance Is Essential

Even the best-planned trips can go off track. Here’s how travel insurance protects you:

✔️ Trip Cancellations & Delays – If you get sick, have a family emergency, or your airline cancels your flight, travel insurance can help you recover costs.

✔️ Medical Emergencies – Your regular health insurance might not cover international medical care. Without travel insurance, a hospital stay abroad could cost you thousands.

✔️ Lost, Stolen, or Delayed Baggage – Imagine landing in paradise… but your suitcase didn’t. Insurance can reimburse you for essentials or help replace lost items.

✔️ Emergency Evacuations – If you need to be transported due to a medical emergency or natural disaster, travel insurance covers the cost.

✔️ 24/7 Assistance – Need to rebook a missed connection or find medical care abroad? A good policy includes global support to handle the logistics for you.

“But My Credit Card Has Travel Insurance…”

Many travelers assume their credit card’s travel benefits have them covered—but most cards only offer partial protection.

Credit card insurance typically lacks:

❌ Comprehensive Medical Coverage – Most credit cards don’t cover medical emergencies, especially abroad.
❌ Trip Cancellation Reasons – Your card may only reimburse for specific reasons, while travel insurance offers broader protection.
❌ Quick Reimbursements – Credit card claims often take weeks (or longer!). Some travel insurance options provide instant payouts.
❌ Coverage for Natural Disasters & Unforeseen Events – Travel insurance protects against unexpected events, while credit cards frequently don’t.

If your credit card does offer some coverage, travel insurance can fill in the gaps and enhance your protection.

Why Faye Travel Insurance Is the Best

So, why do I always recommend Faye Travel Insurance over other options? Because it’s designed for modern travelers who want impeccable coverage, straightforward claims, and swift reimbursements.

✨Comprehensive Coverage – Faye covers everything from medical emergencies to trip interruptions, lost luggage, and more.

✨Fast Reimbursements with the Faye Wallet – Unlike traditional insurance, Faye deposits money instantly into your Faye Wallet, so you can use it right away for things like meals and essentials.

✨App-Based Convenience – No paperwork. No phone calls. Just a seamless digital experience that lets you manage claims easily.

✨24/7 Customer Support – A real human is always available to assist you, no matter where you are.

✨Hassle-Free Claims – No long wait times or confusing processes. Faye makes getting reimbursed easy.

Whether you need extra coverage alongside your credit card or a full travel insurance plan, Faye is the best option for stress-free travel.

How to Get Covered Before Your Next Trip

The unexpected can happen anytime. That’s why I always recommend adding travel insurance when booking a trip. If you’ve already booked, you can still get coverage separately—and trust me, it’s worth it.

Want me to include travel insurance with your trip? Let’s chat, and I’ll make sure you’re fully covered.

Prefer to get a quote yourself? Click below to book your travel insurance instantly.

Get covered

And if you’re still planning your next adventure, let’s make it happen! Book your trip with me today.

Whether you need the perfect luxury stay, a custom itinerary, or full-service concierge support, I’ve got you covered! With insider perks, exclusive upgrades, and stress-free planning, Where Goes Nae makes travel effortless and unforgettable.

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